Bookmark and Share
FOR Logo Friends of the River
 The voice of California's rivers

Planned Giving

McCloud River
“I have been a regular supporter of Friends of the River since the very beginning 30 years ago. It has always felt great to support an organization that works so hard to restore and preserve California’s Great rivers.”
- Yvon Chouinard, Founder and Owner, Patagonia

The generous gifts of our Legacy donors are dedicated to keeping Friends of the River at the absolute forefront of river conservation in America. Click on the links below for more information about various options for giving, including:

If you have any questions about how you can include Friends of the River
in your giving plans, please contact our office at 888-464-2477 (toll free)

Even if you are just looking at options, he would welcome the opportunity
to help you reach your goals.

 

 Wills & Bequests

Harriet Moss

I love rivers and I want them to still be here for all of our great-great-great grandkids. Adding Friends of the River to my will is the best way for me to insure that. I now can feel secure that my money will keep working to protect rivers long after I can't!
- Harriet Moss, FOR Board Member

 

Rivers hold a special place in the hearts and souls of many of our donors and members. The thought of a future without such places is as heartbreaking as it is avoidable. Your support just might make the difference.

Making a will is not only one of the most important ways to ensure that your personal wishes are honored, it is also one of the best ways to help preserve your favorite places.

One need not be rich to leave a bequest. Bequests large and small speak powerfully to future generations about who you are and the causes and places that are important to you. A bequest says, in no uncertain terms, “This is what I believe in.”

When determining how you would like to include Friends of the River in your will, you have many options. You may include Friends of the River for a straight percentage of your estate (I give 5% of my estate…).  You may give a specific dollar amount (I give $20,000…).  You may give the residue (the amount that is left after other bequests have been made) or a percentage of the residue of your estate (I give 50% of the residue of my estate).  You should consult an attorney to ensure that the wording correctly and legally reflects your wishes.

Sample bequest language for a gift to Friends of the River:
"I give [________% of my estate] [the residue of my estate] [___% of the residue of my estate] [$________] to Friends of the River, a California nonprofit corporation, for its general uses and purposes. Friends of the River is currently located at 915 20th Street, Sacramento, CA, 95814."

Your attorney may want to know that Friends of the River’s tax I.D. number is 94-2400210.

Friends of the River would appreciate knowing if you have included us in your estate plan so that we might be able to express our gratitude and thanks.

For more information, please contact our office at 888-464-2477 (toll free) or to email us.

return to top

 

Stock

 

Download stock gift form.

Giving gifts of stock makes good financial sense.  There is a reason savvy donors often turn to gifts of appreciated securities.  It simply makes giving cheaper while doing the same amount of good.

If you sold stock (bought at $20 and sold at $40) to make a $10,000 gift, you’d pay $1,215 in capital gains and have a tax savings of $4,430 for a total after-tax cost of $6,785.  If you gave the stock itself, you could actually give a total of $15,580 for the same after-tax cost of $6,785.

If you are going to make a gift of stock, use this form and email us at to let us know what stock you will be sending in.  When stocks are received by our broker, they do not come with names attached.  Letting us know that a gift is coming will ensure you get your gift acknowledgment in a timely manner.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 

Real Estate

 

We can make sure your gift of property is handled properly.

Gifts of real estate are often daunting gifts for nonprofits to accept due to the complexities and potential pitfalls of administering such gifts. Friends of the River has established a partnership with the Silicon Valley Real Estate Trust in order to accept property for charitable trusts or outright gifts. Call Friends of the River for more information on how you can use real estate as the foundation of your estate and gift planning: 916.442.3155.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 

Retirement Plans

 

Perry Irvine

I have Friends of the River in my estate plan by deisgnating it as a beneficiary of some of my pension plan. This means that pre-tax dollars are used, increasing my leverage. Talk to your lawyer about how you can best support FOR in your planned giving.
- Perry Irvine, FOR Board Member

Save your heirs taxes with a retirement plan gift.

You can designate Friends of the River to receive all or part of your retirement plan after your death. Such transfers can be a very tax efficient way of making a gift. Heirs may receive as little as 30 percent of a retirement plan from a large estate after estate tax and income tax. Friends of the River would receive all of it free of any taxes at all.

Example:
Ron Smith, 66, wanted to share his estate with his relatives and Friends of the River. At his death his two major assets were his home ($750,000) and his retirement plan ($750,000). Ron’s attorney made sure Ron bequeathed the home to his relatives and his retirement plan to Friends of the River. If his relatives had received the IRA, they could have paid as much as $525,000 in taxes, leaving only $225,000. The attorney’s plan avoided that tax. After his death, Ron’s relatives sold the home for $750,000 tax free.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 

 Life Insurance

 

Make your gift quickly with a life insurance policy designation.

You can designate Friends of the River to receive all or part of the proceeds of a life insurance policy. Ask your insurance company for a beneficiary designation form.

Example:
Megan Wilson, 45, is leading a busy life and wants a quick and convenient way to include Friends of the River in her estate plan. She asks her insurance agent for a beneficiary designation form and makes Friends of the River a beneficiary of her life insurance policy. The transaction takes her less than 20 minutes.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 

 Charitable Remainder Trusts

 

Give a gift that pays you now.

Call Friends of the River for a confidential analysis of the tax and income benefits available to you and your family through a charitable remainder trust. This trust allows you to sell appreciated property tax-free, while receiving income for life and an immediate income tax deduction.

Example:
Ed and Mary Rodriguez, 70 and 68, transfer their rental unit to a charitable remainder trust. (They are tired of being landlords.) The trust sells the property free of capital gains tax for $500,000. The trust pays the Rodriguezes 6% annually for life (about $30,000) and gives them a $171,000 income tax deduction. At their death, the trust assets go to Friends of the River.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 

 Gift Annuities

 

Get guaranteed fixed income the simple way.

You can enjoy the simplicity and guaranteed payments of a gift annuity contract. You provide a Friends of the River partner, such as the California Community Foundation, with a gift of cash, stock, or real estate and are then paid a fixed amount for life. You also receive an immediate charitable tax deduction and partly bypass capital gains tax.

Example
Michelle Johnson, 80, is getting very low returns from one of her investments. She transfers $50,000 to the California Community Foundation for a charitable gift annuity and lists Friends of the River as the beneficiary. The California Community Foundation pays her $4,000 a year for life, guaranteed 8% of her gift. $2,580 of the $4,000 is tax-free. She also receives an immediate $25,731 income tax deduction. After her death the remainder is either granted out to Friends of the River or is set up as a permanent endowment to benefit Friends of the River.

For more information, please contact our office at 888-464-2477 (toll free) or email us at .

return to top

 


Take Action Red White Button

 50waysbutton

 join/donate FOR button

Questions or comments: